Episode Details

Roth vs. Traditional, Dividend ETFs, and Catching Up in Your 40s (Money Q&A)

Episode 551 Published 3 weeks, 5 days ago

In this Q&A Andrew answers eight real listener questions, plus an AI privacy leak that could already have your data sitting in Google search results.

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What You'll Learn in This Episode

How to pick between a Roth and traditional 401(k) when there is no employer match
Why the ETF versions of these funds let you skip the $3,000 minimum entirely
Whether dividend ETFs like SCHD actually belong in a Roth IRA
The right debt payoff order when you have cash in the bank and a car loan
How to pull income from a brokerage account and stay in the 0% capital gains bracket
What catch-up contributions look like at 50 and 60, and how to run your own catch-up math
The AI setting to turn off before your chats end up in Google search results

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