Episode Details

Social Security’s retirement trust fund faces a looming shortfall by 2032, risking a 24% benefit cut—roughly $500 monthly—for 63 million Americans. Built on intergenerational support, the system is strained by lower birth rates, tax law changes, and reduced immigration, shrinking the worker-to-beneficiary ratio. A new analysis reveals uneven state-level impacts, with some regions hit harder than others. With lawmakers under pressure, finding sustainable solutions without slashing benefits for those who’ve paid into it their whole lives is now urgent.

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