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Foreclosure Options & Your Next Steps | Irvine News
Description
Got a defaulted loan after helping buyers finance a property? Know the difference: nonjudicial foreclosure is fast and cheap, but no deficiency judgment; judicial is slower, pricier, but may allow recovery of unpaid balance—unless it’s a purchase-money loan. If you’re facing foreclosure on your own home, explore refinancing, selling outright, bridge loans, or bankruptcy (consult an attorney). Also consider HUD counselors or CA foreclosure attorneys. Always talk to your lender—maybe even with legal help—and confirm payment methods at foreclosure sales (cash, cashier’s check, etc.).
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