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Roth Accounts: Your Secret Weapon for Retirement | Raleigh News
Description
Dave Ramsey’s retirement strategy is simple but powerful: grab your employer’s 401(k) match first, then max out a Roth IRA for tax-free growth. He’s also pushing the Roth 401(k) — where you pay taxes now, but withdrawals later are completely tax-free — which is becoming wildly popular, with 86% of plans offering it. The Roth IRA? Ramsey calls it a “rock star” account, and Fidelity confirms 67% of IRA contributions are going there, especially among younger savers. With people hitting record-high savings rates, this Roth-focused approach is building unstoppable long-term wealth — and it’s smarter than ever to start now.
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