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The Federal Reserve held interest rates steady on July 29 — but three governors dissented in favor of a hike, the most dissent on a single Fed decision since 1993. This episode breaks down what that means for a Westchester County home buyer, recalculating last week's mortgage math against Freddie Mac's actual July 30 rate.

In This Episode
(0:00) Cold open — a Fed decision three governors disagreed with
(0:20) Deep dive — the rate hold, the hike dissent, and the new Westchester mortgage math
(3:00) What else is happening — Westchester's new camouflaged-vape ban
(3:35) Close

Sources:
Federal Reserve Board — July 29, 2026 FOMC statement and implementation note
Bloomberg — "Fed Holds Rates Steady as Three Officials Dissent in Favor of a Hike"
Freddie Mac / GlobeNewswire — July 30, 2026 Primary Mortgage Market Survey
Mid Hudson News — Westchester's camouflaged vaping device ban, signed July 29, 2026

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