Episode Details

Regulators are revamping the 30-year-old Community Reinvestment Act, shifting focus from bank branch counts to actual lending in low- and middle-income neighborhoods—and shrinking the number of banks subject to rules. The new plan could limit donations to national advocacy groups, demand more granular reporting on grant recipients, and raise concerns about rural outreach. Public comment is open for 60 days before finalization—potentially reshaping how banks serve communities nationwide.

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