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WA Cares Breaks New Ground in Long-Term Care | Irvine News
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Washington just rolled out the nation’s first government-run long-term care insurance program, WA Cares, set to launch July 1st. It covers home health aides, home modifications, and assisted living — funded by a small payroll deduction. While benefits are modest, they could be lifesaving for middle-class families priced out of private insurance, which is shrinking and often unaffordable. After surviving years of political battles and near-shutdowns, WA Cares tackles a massive, overlooked gap: most Americans will need long-term care, but few have saved for it. Medicare doesn’t cover it, Medicaid’s income limits exclude many, and private insurers have largely exited the market. The program’s success could inspire other states — including Illinois and Hawaii — and even federal lawmakers to follow suit with public options or catastrophic care proposals. It’s a bold, imperfect first step toward protecting families from financial ruin in their later years.
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