Episode Details
Back to Episodes
The 401(k) Playbook: Target Date Funds - Are They Actually the Right Choice?
Description
Target date funds are one of the most popular investment options in 401(k) plans, but are they automatically the right choice for everyone?
In this episode of VLP's 401(k) Playbook, Andrew Fincher, CFP®, CEPA®, AIF®, breaks down how target date funds work, why they've become a common default investment, and some of the key differences participants should understand before investing.
From glide paths and underlying investment strategies to the distinction between "to retirement" and "through retirement" funds, not all target date funds are created equal.
The right investment approach depends on your goals, timeline, and overall retirement strategy.
Visit vlpfa.com to download resources or schedule a complimentary consultation: https://www.vlpfa.com/contact-us
Securities offered through Cetera Wealth Services LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment advisor. Cetera is under separate ownership from any other named entity. The views stated in this material are not necessarily the opinion of Cetera Wealth Services LLC and should not be construed directly or indirectly as an offer to buy or sell any securities mentioned herein. Hosted by Andrew Fincher, CFP®, CEPA®, AIF®, Financial Advisor; VLP Financial Advisors, 1751 Pinnacle Drive, Suite 425, McLean, VA 22102. 703-356-4360.