Episode Details

Retirement isn’t just about how much you saved—it’s about when you withdraw. Sequence-of-returns risk means market dips early in retirement can devastate your portfolio, forcing you to sell low. With today’s inflated valuations, new retirees face higher odds of falling short. The fix? Go flexible: adjust withdrawals based on market conditions, and delay Social Security to boost lifetime income. Smart retirees are staying nimble—because retirement isn’t a fixed plan, it’s a dynamic ride.

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