Episode Details

Mortgage rates today: oil prices drop to $84 a barrel, new tariffs hit the market, and the Federal Reserve meets in 2 days. Here's what it means for your mortgage rate, refinance, and home buying plans.

🏠 Ready to Buy or Refinance? Get Pre-Approved
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✉️ Have Questions? Contact / Ask Dan
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CHAPTERS
0:00 Fed Meeting in 2 Days: What's at Stake
1:45 The Fed's Two Mandates and Why Inflation Is Still the Problem
3:30 Oil Prices, New Tariffs, and How the Bond Market Moves Your Rate
6:15 What I'm Telling My Clients Right Now
8:30 Free Tools and What to Watch Before Wednesday

Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

My goal is simple: No hype. Just real data, clear explanations, and practical next steps.

Here, we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.

WHAT YOU'LL FIND ON THIS CHANNEL
🏠 Mortgage rate updates
📉 Housing market news
📊 Inflation and Federal Reserve analysis
📈 10-Year Treasury and bond market movement
💰 Refinance opportunities
🏡 Homebuyer education
🔁 RateWatch and mortgage monitoring tools
🧮 Mortgage calculators and payment tools
🎥 Live market updates and housing commentary

Whether you are buying your first home, refinancing your current mortgage, comparing loan options, or just trying to understand why rates are moving, this channel is built to help you make better decisions.

📖 READ THIS WEEK'S FULL BREAKDOWN
This Week's Mortgage Rate Outlook: Rates Down, Fed Decision Ahead
https://www.therateupdate.com/blog/this-weeks-mortgage-rate-outlook-rates-down-fed-decision-ahead

TOP RESOURCES
📉 Track Mortgage Rates Automatically — https://rw2.therateupdate.com/
🏠 TRU Mortgage Command Center — https://command.therateupdate.com/
💳 TRU Debt Optimizer — https://debtrelief.therateupdate.com/
🧮 Mortgage Calculators & Tools — https://stan.store/TRU-Foundations

FOLLOW THE RATE UPDATE
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DISCLAIMER
Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781. NMLS #246527 | PBT Bancorp NMLS #257781 | Equal Housing Lender.

This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.

All opinions are my own and do not represent PBT Bancorp, The Rate Update, or any financial institution I may be employed by or affiliated with.

Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates,