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Insurers Pull Back in High-Risk Housing Zones | Real Estate News
Description
Insurers are pulling back on homeowner policies in climate-vulnerable zones — especially wildfire, flood, and hurricane hotspots — at rates up to ten times higher than normal, sparking alarm about hidden housing market risks. Data reveals a stark pattern: while builders kept pushing into risky Southern coastal areas, construction slowed in wildfire-prone Western counties. Home prices dipped slightly in the West but began to lag in the South after insurers flagged those regions — a warning sign that could reshape real estate trends as climate impacts intensify.
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