Episode Details

New Mexico’s wildfire fears are forcing insurers to pull coverage from over 6,200 homeowners — a record high — as companies retreat from high-risk counties like Mora, Rio Arriba, and Taos. After a decade of profitability, insurers took major losses in 2024 and 2025, yet premiums have cooled to under 5% hikes, down from double-digit spikes. The state is responding with a $10 million wildfire mitigation program, offering discounts to homeowners who upgrade safety measures — a strategy that’s even reversing some nonrenewals.

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