Episode Details

Ever been asked your retirement number and gone completely blank? You're not alone — and today we're fixing that in under ten minutes.

In this episode, we break down a dead-simple way to calculate your personal retirement number: how much you'll actually need to spend each year, and the one formula that turns that into a real savings target. No spreadsheets, no jargon — just math you can do on a napkin.

• Why "I'll figure it out later" keeps people stuck
• The 70–85% rule for estimating retirement spending
• The 4% rule, explained simply (with a real example)
• The most common mistakes people make when guessing their number
• Why retirement isn't cheaper — it's just different

💬 "Your first number doesn't need to be right — it just needs to exist."

Budget Blueprint Builder — Our one-hour workshop with an Excel and Google Sheets template built for exactly this kind of mid-year reset. $47. Linked Here!

📘 The Confident Investor Blueprint

This is education, not personalized financial advice.

Read the full Show Notes Here!

Thanks to our sponsor:

• Rakuten

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