Episode Details

Homeownership is slipping out of reach for millions as soaring housing costs, not just interest rates, fuel a deep structural crisis. Beyond mortgage payments lie hidden fees—insurance, taxes, HOA dues—that turn the dream into a financial nightmare. Cash buyers aren’t just big corporations; everyday homeowners and small investors are driving demand, fueled by equity and tight lending. Supply struggles to keep pace due to restrictive zoning and local resistance, unlike in cities like Tokyo where flexible rules keep prices stable. Agents now must guide clients through the full financial reality—not just the rate—to help them make smart, realistic choices in a market that’s fundamentally broken.

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