Episode Details

The government’s raising the minimum pension access age from 55 to 57, starting April 6, 2028, affecting anyone born on or after that date. Transitional rules apply for those born between April 6, 1971, and April 5, 1973—those already 55 by the new date may continue drawing, but can’t add new funds or start new annuities. This shift, aimed at balancing long-term finances as lifespans grow, could disrupt retirement plans for many. HMRC’s slow rollout of details leaves some in uncertainty, while those already in drawdown can keep going. It’s a stark reminder: pension rules change—and staying informed is key to securing your financial future.

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