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Named Storm Deductibles You Need to Know | New Orleans News
Description
Tropical Storm Bertha has formed, triggering a hidden cost for homeowners: the named storm deductible. Unlike your regular deductible, this one can be a percentage of your home’s insured value—potentially thousands out of pocket before insurance kicks in. Flood insurance operates separately, with its own fixed deductible. Some policies also include a wind and hail deductible that applies to any major wind event, including unnamed storms. With hurricane season underway, experts urge you to review your policy now, document your property, and prep an emergency kit—because changing deductibles during the season is often off-limits.
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