Episode Details

California’s insurance commissioner race heats up as Jane Kim and Ben Allen, both Democrats, battle for the top spot in a high-stakes election with wildfire risks looming. Kim, a progressive San Francisco supervisor backed by Bernie Sanders, champions a universal disaster insurance plan to replace the overburdened FAIR Plan. Allen, the establishment-backed state senator, focuses on wildfire mitigation and smarter risk reduction. With premiums rising and insurers facing scrutiny, voters must choose between a state-run safety net or market-based reforms — a decision that could reshape how Californians protect their homes and businesses.

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