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Gen Z Owns 20% of Home Sales | Real Estate News
Description
Gen Z is dominating the housing market, snapping up a record 20% of home purchases in Q2 2026—meaning one in five homes sold to them. At age 29, the oldest Gen Zers are hitting their prime buying window, fueling a surge in first-time and FHA loans that reveal their financial squeeze. Meanwhile, Boomers are refi-ing to tap home equity, while down payments are increasingly funded by gifts and loans—especially for Gen Z, who’re even dipping into retirement funds. Prices are surging again after a year of stagnation, with inventory rising but not slowing the momentum. Lenders and agents must adapt to this generational shift and its unique financial tactics.
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