Episode Details

Drowning is one of those risks people underestimate until it hits close to home, and in Florida, water is everywhere. I’m Gail Langner with State Insurance Cares, and I sat down with Terri Ballo, president of the Florida Drowning Prevention Foundation, to talk about what actually prevents child drowning and why “it only takes a second” is not just a saying. Terry shares the heartbreaking moment that pushed her to take action, and how that personal turning point became a statewide mission built on education, access, and community support.

We get practical about water safety for families, grandparents, and anyone with a pool, canal, or beach nearby. Terri breaks down the “layers of protection” that save lives: constant supervision, swim lessons, barriers like pool fences, door alarms that alert you when a child slips outside, and CPR skills that buy precious time in an emergency. We also talk about how quickly kids can move, why drowning is often silent, and how easy it is for adults at gatherings to assume someone else is watching.

A big focus is access. The Florida Drowning Prevention Foundation provides swim lesson scholarships for families across the state, including many who do not qualify for state vouchers but still struggle to afford lessons. Terri explains where lessons happen through certified swim schools, how the scholarship model works, and how partnerships with HOAs and property managers can expand water safety education and equipment at community pools. If you care about drowning prevention, swim lessons, and pool safety in Southwest Florida and beyond, this conversation gives you clear next steps. Subscribe, share this with a parent or grandparent, and leave a review so more families can find it.

Florida Drowning Prevention Foundation
Terri Ballo
(239) 919-2001
2670 Horseshoe Dr. N. Ste 203 Naples, FL 34104
fldpf.org

State Insurance USA
4450 Camino Real Way
Ft Myers, FL 33966
239-567-9992
office@StateInsuranceUSA.com
stateinsuranceusa.com
https://www.facebook.com/Stateinsuranceusa
#StateInsuranceUSA
#SupportLocal
#WeLoveOurClients
@Stateinsuranceusa

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