Episode Details

Flood insurance in the Lowcountry isn’t just about risk zones—it’s about neighbors, maps, and surprises. Even if FEMA’s new Risk Rating 2.0 makes things more personal, outdated map lines still dictate whether you’re forced to buy coverage. And with premiums climbing and water ignoring property lines, experts warn: 30% of flood claims come from areas deemed “low risk.” One homeowner, Brian Hinton, kept his policy after being released from the requirement—because he knew the real cost of being unprepared. Bottom line: don’t wait for a storm to decide if you’re ready. Get a quote, assess your risk, and protect what matters.

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