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Tennessee Mortgage Program Accused of Racial Bias | Nashville News

Tennessee Mortgage Program Accused of Racial Bias | Nashville News

Published 3 days, 3 hours ago
Description

A bold new lawsuit claims Tennessee’s COVID-era mortgage relief program unfairly discriminated against White homeowners by prioritizing non-White applicants under a racially coded definition of “socially disadvantaged.” The state’s Homeowner Assistance Fund, funded by federal ARPA dollars, gave preference to minorities, non-English speakers, and residents of high-poverty areas — despite federal guidance warning against race-based criteria. While Black homeowners received nearly half the funds (despite comprising just 15% of the state’s population), White homeowners allegedly got the other half — even though they make up the majority of homeowners. Now, GOP Rep. Gino Bulso’s law firm is demanding the program be reopened and White applicants compensated, arguing the state violated civil rights laws by embedding racial bias into its eligibility rules.

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