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Should you be buying a house now?

Should you be buying a house now?

Published 1 month, 3 weeks ago
Description

Hi, I'm Connor with Honor - message me here!

This Loom discusses whether to buy a house right now, emphasizing that the decision should not be based solely on mortgage interest rates. It explains that while rates matter and refinancing may help if rates drop enough, costs and timing can make refinancing not worthwhile, and it should be truly free if offered. The speaker also ties mortgage rates to 10-year bonds rather than the Fed funds rate, noting recent upward trends due to war, gas prices, and inflation. Finally, it cautions that using AI tools can misprice repair requests, illustrated by a ChatGPT suggestion of $12,000 for a tiny leak that the seller ultimately fixed for under $100 with no mold.

Chapters


00:00

Buying a home now

03:12

Refi costs and break even

05:55

Mortgage rate and tax basics

08:04

Using AI then verify facts

12:25

Vet actions and avoid mistakes

Youtube Channels:

Conner with Honor - real estate

Home Muscle - fat torching

From first responder to real estate expert, Connor with Honor brings honesty and integrity to your Santa Clarita home buying or selling journey. Subscribe to my YouTube channel for valuable tips, local market trends, and a glimpse into the Santa Clarita lifestyle.

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