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Student Loan Rates Decoded | Business and Finance News
Description
Student loan interest rates matter more than you think—lower rates mean less money paid over time. Federal loans offer fixed, government-set rates (6.52% for undergrads, 8.07% for grad loans, 9.07% for PLUS) with autopay discounts. Private loans vary wildly (4% to nearly 16%) based on credit, income, and co-signers—anything above 8% is high. Shop smart: Sallie Mae and Ascent offer low rates and no fees; College Ave and SoFi shine for smaller loans or faster co-signer release. Do your homework—your future self will thank you.
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