Episode Details

XRP’s price has cratered 70% since last July, now trading just above $1 — even lower than before the SEC dropped its case and after U.S. spot ETFs launched. Despite Ripple’s booming business — processing $3 trillion via its prime brokerage and securing a national trust bank charter — XRP’s value hasn’t followed. The myth that bank adoption would spike XRP demand is flawed: banks use RippleNet for fast, cheap payments without touching XRP. Instead, Ripple’s stablecoin RLUSD is rising in prominence, offering the same bridging function with the stability banks crave. Looking ahead, Ripple’s payments business is set to grow, but XRP’s price is likely to stay stuck, bouncing short-term but lacking long-term momentum.

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