Episode Details

Lock in a 4.10% APY on a 14-month CD from Marcus by Goldman Sachs—today’s best offer. While rates are falling on some accounts, CDs still outperform historical lows, especially with 12-month terms currently offering the highest average returns. After pandemic lows and Fed rate cuts, today’s yields remain strong compared to past decades. Choose wisely: consider your liquidity needs, shop around for online banks, and always confirm FDIC insurance. Now’s a smart time to secure a competitive return before rates dip further.

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