Episode Details

This is a special episode with first time buyers in mind, so if you’re looking to get your foot on the property ladder, this is for you!

Jono, SJ and Richard welcome independent mortgage broker Paul Smith from SPF to find out how he assists first time buyers. They discuss different types of mortgages, deposits, shared equity schemes and much more.

Later, the team offer advice about how to make your offer when you’re a first time buyer.

SJ has chosen a Star Property that’s perfect for a first time buyer and we have a Property Porn first when SJ and Richard both select the same location!

This episode was recorded on 23rd June 2026 and all discussion features personal views and are not a reflection of the guest’s employers.

We hope you find these podcasts useful (and entertaining!). Tell us what you think about anything we’ve chatted about:

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LINKS:

Our special guest is Paul Smith from SPF.

Star Property (formerly Property of the Week):

SJ – Bullen Street | Strutt & Parker 

West Country Wisdom - Favourite walk to a pub/cafe:

Richard – South West Coast Path

Property Porn:

The brief: We are halfway through the Scottish Loch Trout Fishing season, so please find a property up to £2m to make the most of the rest of the season.

Jono’s choice – Harbour Island in Crinan

SJ and Richard’s choice –

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