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How Falling Birth Rates Reshape the Life Insurance Industry
Season 2
Episode 74
Published 1 day, 23 hours ago
Description
Episode 74 of The Demographics Podcast: Lucas and Luna explore how declining birth rates and aging populations are reshaping the life insurance industry. They examine the shift from term life to annuities and indexed universal life products, the rise of 'longevity risk' as insurers rethink underwriting, and how companies like MetLife and Prudential are pivoting their product lines. Specific data on Japan's insurance market as a leading indicator, and what the US can expect in the next decade. A focused conversation on one of the quietest yet most profound demographic shifts in finance.