Episode Details

Did you know millions in unclaimed Child Trust Funds are still sitting idle? Up to 750,000 people could be missing out on an average of £2,200—some accounts hold way more. Originally, the government added money at birth and age seven, though rules shifted over time. Now, parents are discovering windfalls: one son’s fund pays £5,000 at 18, others got £4,000 each moved to ISAs. Some even turned their windfalls into cars, savings, and investments. If you were born between 1997 and 2005, check gov.uk’s free tool with your NI number and DOB—this could be your hidden cash.

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