Episode Details

HSBC UK is handing out £220 cash just for switching your bank account — their biggest promotion in ages. To qualify, deposit £2,000 within 60 days, switch two direct debits, and spend £500 on your debit card. You must be 18+, have no prior HSBC account (or First Direct deal since Jan 2023), and be ready for ID checks. Bonus perks include shopping discounts and Global Money access. MoneySavingExpert calls it the biggest upfront cash offer they’ve seen — and warns to only take it if it fits your needs, not to lock you in. Joint accounts don’t qualify, and a credit check may apply. If you’re switching banks and want cash back, this could be your move — but read the fine print first.

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