Episode Details

Mortgage cashback deals are tempting—sometimes up to £2,000 upfront—but beware: nearly half of these offers come with steep fees that can cost you more than the cashback. While popular with first-time buyers and green mortgages, the real savings hinge on comparing total costs, not just the bonus. A slightly higher rate with no fees might actually save you hundreds over time. Don’t let the cash dazzle you—focus on the full financial picture.

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