Episode Details

In the 1930s, government-backed housing maps labeled neighborhoods “redlined” based on race, slashing access to mortgages for Black and minority communities. These racist zoning policies, endorsed by the FHA, fueled decades of segregation, plummeting property values, and economic decay in urban centers — while wealthier suburbs thrived. Developers even built literal walls to enforce racial separation, and the system was reinforced by biased real estate practices and urban renewal projects that destroyed entire neighborhoods. The legacy? Today’s stark wealth gaps, where most first-time homebuyers rely on family help — a direct echo of how redlining stole generational wealth. And appraisal bias? Still alive — proving the ghosts of segregation live on in our housing system.

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