Episode Details

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

📱Watch the full episode for free in the Ramsey Network app.

Dave Ramsey & Rachel Cruze answer your questions and discuss:

• "Our advisor is telling us not to pay off our home,"
• "How do banks let people get so many credit cards?"
• "How do I stay disciplined in Baby Step 2?"
• "How do I stop wasting my income?"
• My husband wants us to take out a mortgage for his daughter,"

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Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

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