Episode Details

Social Security’s trust fund could hit zero in 2032—just one year earlier than projected—and without action, benefits may drop 22%. Lawmakers have ignored the problem for years, but mounting pressure and demographic shifts are forcing a reckoning. Experts warn that delaying reforms makes fixes more costly and politically toxic. Options range from tweaking cost-of-living adjustments to raising the retirement age, but all face political hurdles. With retirees counting on this safety net, the clock is ticking—and the stakes couldn’t be higher.

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