Episode Details

Trump claims his immigration policies slashed car insurance premiums by cutting illegal immigration, pointing to a post-2021 spike followed by a drop. But experts say the real drivers were pandemic-era shifts—less driving initially boosted profits, then rebounding traffic and skyrocketing repair costs pushed prices up. Now insurers are lowering rates to stay competitive. No credible evidence links immigration to premium swings; any correlation with uninsured drivers only appears in states where undocumented folks can’t legally drive or insure vehicles. Immigration? Not the culprit.

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