Episode Details

Two retirees. Same portfolio. Same returns. One ran out of money at 87. The only difference was when the bad years hit. Here is how to make sure you are not the unlucky one. 

👉 Join Andrew's FREE Masterclass The Portfolio Pyramid:   ⁠https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24⁠ 

What You'll Learn in This Episode

• What sequence of returns risk is and why it can permanently destroy a retirement portfolio in the first three years
• Why two people with identical portfolios and identical returns can end up with a $700,000 difference by year three
• The cash buffer strategy that shields your portfolio from early retirement market crashes
• How bond tenting works and why the smartest retirement researchers say to do the opposite of what most people think
• The dynamic withdrawal strategy that lets you spend more in good years and protect your portfolio in bad ones
• How to build a guaranteed income floor so market crashes never threaten your non-negotiable expenses
• Why flexibility in your first few retirement years is the most powerful weapon you have against sequence risk

Start Here 

Join the community built to help you master your money, stay accountable, and reach financial freedom.  

👉 Try Master Money Academy FREE for 7 days today! ⁠https://mastermoney.co/join/⁠

👉 Join Andrew’s FREE Investing for Beginners Masterclass ⁠https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21⁠

👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!⁠ https://expert-hustler-605.ck.page/6aa7bb9a79⁠

Partner Deals

• Indeed → Get a $75 sponsored job credit ⁠http://Indeed.com/personalfinance⁠
• Policygenius → Free life insurance quote ⁠http://policygenius.com⁠
• Chime → Get more rewarding fee-free banking at ⁠https://www.chime.com/PFP⁠ 
• Monarch Money → The all-in-one financial tool + Get 50% Off at ⁠http://www.monarch.com/PFP⁠
• Shopify → Sign up for your one-dollar-per-month trial today at ⁠http://shopify.com/pfp⁠  
• Wayfair → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT  ⁠http://wayfair.com⁠  
• DeleteMe → 20% off with code PFP ⁠https://joindeleteme.com/PFP20/⁠

Tool/s Mentioned

•  Andrew's Favorite High-Yield Savings Accounts ⁠https://secure.money.com/pr/r453ecf4d190⁠ 

Episode/s Mentioned

• How to Master Your Student Loans with Robert Farrington ⁠https://youtu.be/t146LJRUc0o⁠ 

Watch Next

• The Insurance Crisis Nobody Is Talking About (With Bob Litterman) ⁠https://youtu.be