Episode Details

One of the biggest challenges retirees face is balancing the need for portfolio growth with the need to protect hard-earned savings. With markets near record highs, valuations elevated, and investor sentiment increasingly optimistic, when should retirees consider reducing portfolio risk? Lance Roberts discusses the principles of risk management for retirees and why successful investing is often more about protecting capital than maximizing returns. Here's a topical rundown of today's show: 0:00 - INTRO 0:50 - End of Quarter - Looking forward to June & July 3:24 - Hurricane Season Fun 4:51 - Easy Market Breeds Investor Complacency - No One Wants Insurance 11:47 - RIA Website Tour 15:42 - Viewer Email: What to Do As Market Correction Approaches? 17:35 - Get Invested! 19:01 - The Most Important Commodity - Time 20:24 - Risk Management is NOT Market Timing 21:22 - What is the Definition of Risk? 25:28 - Risk Management vs Market Timing 30:16 - The Math of Loss 32:00 - The Myths of Investing 34:45 - Investor Psychology 34:45 - Investor Psychology 38:37 - Write Rules Down 40:09 - How to Get Back In Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/2d6jS369BWM ------- Articles Mentioned in Today's Show: "15 Investing Rules To Win The Long-Game" https://realinvestmentadvice.com/resources/blog/15-investing-rules-to-win-the-long-game/ "Risk Management For Retirees: When To Reduce Exposure:" https://realinvestmentadvice.com/resources/blog/risk-management-for-retirees-when-to-reduce-exposure/ ------- Watch today's "Before the Bell" feature, "Portfolio Insurance Before the Pullback?" here: https://youtu.be/N5vR32ESAeY ------- Watch our previous show, "Investor Anxiety, Roth Strategies, and Retirement Reality," https://youtube.com/live/ZL8lA-xHlMs ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketCorrection #PortfolioProtection #RiskManagement #InvestingStrategy #StockMarket #RetirementPlanning #Investing #RetirementIncome #FinancialPlanning