Episode Details
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Find Your Spending Pillars and Never Feel Guilty About Money Again.
Description
Most money advice tells you to spend less and save more. But what if the real answer is just spending better? This week Sophie sits down with Fran (aka Martha Stewish), chartered accountant and personal finance creator you're going to want to follow, to talk through one of the most practical frameworks we've covered on the show. We dig into how to figure out your authentic spending code: the personal values that should be driving every financial decision you make, and why ignoring them is probably why you feel stuck.
We also get into why deprivation always backfires, how she saves 35% of her salary without feeling restricted, and the simple habit shifts that actually move the needle, whatever you're earning. This one will make you look at your bank statement completely differently.
Fran’s links:
Tiktok (https://www.tiktok.com/@martha30s)
Instagram (https://www.instagram.com/martha.stewish/)
Substack (https://marthastewish.substack.com/)
YouTube (https://www.youtube.com/@martha.stewish)
Credits:
Host: Sophie Hallwright
Guest: Martha Stewish
Producer: Emily Rigby
Editor: Isabella Reeve
Social & Digital Manager: Lucy Munro
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For more from The Curve:
Chapters
- 00:00:00 Intro & Who is Fran (aka Martha)?
- 00:00:52 The Gap in Personal Finance Content
- 00:03:47 How Fran Thinks About Building Wealth
- 00:05:12 Growing Up With Frugal Fraser
- 00:06:24 What Is Your Authen