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🤖 Plaid Builds the Stack. Klarna Moves Up the Funnel. OpenAI is Reinventing the Insurance Quote.
Published 5Â months ago
Description
Yesterday three companies quietly signaled where all of consumer finance is headed. Plaid dropped a guaranteed payments product and a cash-flow credit score at its annual Effects conference — and if you don't know why that matters, this episode will fix that. Klarna stopped building AI for itself and embedded its entire merchant network inside ChatGPT. And Liberty Mutual tested getting you auto insurance quotes without you ever leaving a chat window. We break down all three and what they mean for the fintech stack you already own.