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819 using equity vs saving cash, agent underquoting, help to buy + more

819 using equity vs saving cash, agent underquoting, help to buy + more

Season 8 Published 1Β month ago
Description

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M


In this Q&A, John & Rach discuss your questions about:


πŸ‘‰πŸΌ $500k equity in my PPOR, should I use it or save a separate cash deposit?

πŸ‘‰πŸ½ sell now to fund retirement or wait 5 years but risk it not being a seller's market?

πŸ‘‰πŸΎ single buyer with a $500k ceiling, is this the norm? What are my options?

πŸ‘‰πŸΏ why do agents underquote and what can buyers do about it?

πŸ‘‰πŸ» I'm terrified of buying at the peak and ending up in negative equity!

πŸ‘‰ is the Help to Buy scheme worth it?

πŸ‘‰πŸΌ if wages aren't keeping up, can property really grow at 6% a year?


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