Episode Details

Starter homes are becoming a thing of the past as Americans now expect their first house to be their last. High housing costs, rising interest rates, and changing priorities are driving this shift. The lock-in effect is keeping homeowners from selling and buying again at higher rates, reducing the number of homes on the market. Additionally, increased costs for childcare, health insurance, and student loans are making it harder for people to move up, even with higher incomes.

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