Episode Details

Nicole is 56, single, and living in Raleigh, North Carolina, and she has a spreadsheet for everything. After her divorce left her saddled with debt, she spent two decades building a budget system so airtight she hasn't carried a credit card balance since. Now she's earning over $100k a year, paying off every card in full, and chipping away at a student loan she could settle tomorrow if she wanted to.

But when Nicole spent a week tracking every dollar for A Week in Her Wallet, she made a surprising discovery: she has far more money left over each month than she ever realized, and she’s ready to put it to work.

In this episode, Jean and Nicole cover:

• The medical billing maze that's costing Nicole more than it should
• The three-debit-card system Nicole built 
• Why a diagnosis changed how she thinks about spending on her own wellbeing
• The student loan she's been carrying strategically 
• What Nicole's retirement dream actually looks like

Pre-order Jean's new book, The Forever Paycheck — your guide to building a secure, steady income stream for the retirement you've worked so hard for.

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