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Maximize Retirement Cash Flow, Not Just Balance
Published 2 days, 1 hour ago
Description
Aim for a Replacement Ratio, Not a Magic Number: Your retirement success isnt about hitting a million-dollar mark, but rather ensuring you have enough income to replace your pre-retirement salary. Focus on your income replacement ratio, which is typically 75-85% of your final take-home pay. Dont forget to account for taxes and consider Roth accounts or annuities to bridge the gap.
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