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Highest CD Rates: Marcus by Goldman Sachs at 4% APY
Published 2 days, 4 hours ago
Description
Currently, the highest CD rate is 4% APY from Marcus by Goldman Sachs on a 9-month term. Online banks offer competitive rates, with 6-month CDs up to 4.08% APY, 1-year at 4%, 18-month around 3.95% APY, and 2-year up to 4.05% APY. CDs provide safe, guaranteed growth without market risks, but consider early withdrawal penalties and compare to high-yield savings for flexibility.
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