Episode Details

The Federal Reserve Senior Loan Officer Opinion Survey (SLOOS) for April 2026 examines how bank senior lenders are feeling about loan demand and lending standards. This report is released on a quarterly basis. The report found tighter lending standards for C&I loans. Unchanged standards and weaker demand for CRE loans. Unchanged or easier terms for almost all loan policies across CRE loan categories, which is interesting given the increase in delinquency on construction and multifamily loans. Unchanged standards and weaker demand for RRE loans. Unchanged standards and stronger demand for HELOCs. Unchanged standards and weaker demand for credit cards and auto loans. The survey also asked some special questions about lending to NDFIs. The survey found tighter standards and stronger demand across all five lending categories for NDFIs. This episode examined the quarterly Federal Reserve SLOOS report. A link to the report is included below.  

Link: The Fed - The April 2026 Senior Loan Officer Opinion Survey on Bank Lending Practices