Episode Details

AI agents are about to start spending our money, and we as a payments industry are not ready.

I love this episode as it’s recorded live at Money2020’s famous MoneyPot podcast booth! Yea the fancy, cool one LOL

Today I’m joined by Camilla Bullock, CEO of Emerging Payments Association Asia, and we unpack one of the most pressing questions in FinTech right now: when an AI agent transacts on your behalf, who is actually in control and who is liable when something goes wrong?

Key highlights:

• Why "shared liability" is not an answer; and what the industry needs to define first
• The emerging KYA (Know Your Agent) framework and why banks may refuse agentic transactions without it
• How real time payments in APAC already show us what agentic fraud will look like at scale
• The quantum encryption threat that less than 20% of senior payments leaders are actively tracking
• Why standards interoperability is the single most important unlock for agentic commerce

We discuss: the $1 trillion agentic payments opportunity in APAC, the governance and audit trail gap, intent vs. authorization in agentic transactions, data sharing as fraud defense, the quantum threat to payments encryption, who is setting the rules (and who isn't yet), and why trust industry-wide, not just brand-level is the real battleground.

👉 Connect with Camilla

LinkedIn: https://www.linkedin.com/in/camillabullock/

Website: https://emergingpaymentsasia.org/

👉 Connect with Monica

LinkedIn: https://www.linkedin.com/in/monicamillares/

YouTube: https://www.youtube.com/@moni_millares

TikTok: https://www.tiktok.com/@moni_millares

Website: https://www.purposedrivenfintech.com/

Production and marketing by Monica Millares. For inquiries about sponsoring the podcast, email Monica at fintechwithmoni@gmail.com

Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.