Episode Details
Back to Episodes#204 - "Hot topics" edition...Andy and Brad Flood talk about portfolio withdrawal strategies & sequence of returns risk, financial planning software limitations, balancing optimization and simplicity, and MORE!
Published 3 weeks ago
Description
Andy and Brad Flood from Tenon Financial share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about:
- Portfolio withdrawal strategies for addressing sequence of returns risk ( 10:44 )
- Using financial planning software and dealing with its limitations ( 26:25 )
- Thoughts on Medicare surcharges known as IRMAA, and how much they should be factored into tax planning ( 40:25 )
- Dealing with legacy investments in client's accounts when clients want to streamline and simplify their holdings, but also want or need to continue to hold some existing positions of theirs ( 46:14 )
- Balancing optimization and simplicity in financial planning; when is "good enough," enough? ( 58:29 )
- When in the year to take distributions from Required Minimum Distributions ("RMDs") ( 1:12:19 )
- A summary of our processes and semiannual meetings at Tenon Financial ( 1:19:02 )
Links in this episode:
- Tenon Financial's website summarizing services and fees - https://tenonfinancial.com/services-and-fees
To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com
- My company newsletter - Retirement Planning Insights
- Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
- YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
- Retirement Planning Education website - www.RetirementPlanningEducation.com