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UK Pensioners' Tax Trick: One Pound Saves Thousands

UK Pensioners' Tax Trick: One Pound Saves Thousands

Published 2 weeks, 5 days ago
Description

UK pensioners face surprise tax bills on flexible withdrawals, but a simple one-pound trick can help. Last quarter, HMRC processed £46 million in refund claims, with average payouts topping £3,160. The issue arises with flexible drawdown, where a large one-time lump sum can trigger an emergency tax code. Experts suggest withdrawing just one pound first to set the right tax code, then grabbing the real lump sum. HMRC tweaked the system this April, but critics argue its still flawed. Stay informed to avoid the tax trap.

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