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Ireland's Loan Market: Beyond Domestic Banks
Description
Central Banks new study reveals a diverse Irish loan market, with foreign banks leading business loans and non-bank lenders chipping in. Domestic banks dominate household lending but own less than a third of business loans. Credit unions shine in consumer credit, aiming for a bigger share of mortgages. Non-bank loans carry a premium but offer speed, flexibility, and niche products. The markets broader than just retail banks, and judging competition by domestic banks alone misses the full picture on credit flow.
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