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The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni

Episode 522 Published 3 months, 3 weeks ago
Description

What if the thing keeping you out of the housing market is not the market at all but the advice you have been given? 

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What You'll Learn in This Episode


  • Why the 20% down payment rule is outdated and what first-time buyers are actually putting down today
  • The zero down loan options that still exist in 2026 and who actually qualifies for them
  • Why PMI is not the devil and the real math behind what it actually costs per month
  • How to stack down payment assistance programs, seller credits, and rate buydowns to dramatically cut your upfront costs
  • The six-column formula that shows why waiting for the market to crash is costing most buyers more than they realize
  • How seller concessions work and exactly when to ask for them during the negotiation process
  • The one housing market stat that matters more than interest rates or home prices


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