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Social Security Earnings Test: What You Need to Know
Description
Social Securitys Earnings Test: A Deep Dive - In 2026, earning over $24,480 could reduce your monthly check. Hit full retirement age? The limit jumps to $65,160. This rule, from 1935, aims to push older workers out. It costs the SSA $70 million annually and often causes confusion. Senator Rick Scott proposes the Senior Citizens Freedom to Work Act, eliminating the test. This could bring 200,000-800,000 more older workers into jobs. However, repeal might accelerate the trust funds depletion. Stay informed, understand your limits, and earn smart until the rules change.
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